The Basics

Introduction | Regulation | NTM 05-50 | IUL Rates | Selling IUL | Crediting Methods | History | Glossary

CREDITING METHODS

Point-to-Point Methods

• Annual Point-to-Point
• Inverse Annual Point-to-Point
• Two-Year Point-to-Point
• Term End Point

Averaging Methods

• Monthly Point-to-Point
• Monthly Averaging
• Daily Averaging

Fixed Methods

• Fixed
• Fixed with Multi-Year Guarantee